wealth creation and risk management services for you

If you are uncertain whether your coverage is sufficient or appropriately structured, we can help. We offer a range of solutions tailored to individuals, families, and business owners, including coverage for spouses, children, businesses, and business partnerships. We invite you to request a complimentary coverage review to better understand your options and ensure your protection aligns with your needs.

Do you have questions about Critical Illness (CI) or Long-Term Disability (LTD) coverage? Understanding how these forms of protection work—and how they can help safeguard you, your family, and your financial goals—is an important part of a sound financial plan. Learn how coverage can be structured, where it can be obtained, and how certain options may allow for a return of premiums if a claim is never made.

 Whether it's RRSP's, TFSA's, Non-Registered accounts or RESP's we have you covered with solutions available from every major investment provider.We simplify the process by clearly outlining your options and how each fits into your overall financial strategy.  We can review and compare your current investments alongside other market opportunities to ensure alignment with your goals. With access to solutions from leading investment providers, we help you move forward with clarity and confidence. 

With extensive experience designing group plans from the ground up and overseeing plans that have been in place for decades, we help address the challenges plan members face when making investment decisions. Through one-on-one meetings, we provide informed, personalized guidance, while supporting employers by adhering to CAP guidelines and reducing the day-to-day administrative burden on HR teams.

We specialize in designing and delivering benefits plans for small- to medium-sized businesses, both provincially and internationally. Our approach is highly customized, working closely with business owners and management teams to develop tailored solutions that address the unique needs of each organization. By focusing on flexibility, scalability, and long-term value, we create benefit strategies specifically aligned with the objectives of your business and the needs of your key management staff.

Are you considering investing within your operating or holding company? Retained earnings can provide access to a range of strategic investment and planning solutions designed to enhance tax efficiency and long-term growth. By utilizing corporate investment accounts, business owners such can take advantage of opportunities to optimize returns, manage surplus capital effectively, and align investments with broader corporate and personal objectives.

In today’s competitive talent market, attracting and retaining key employees and management requires a thoughtful and strategic approach. There are tax-advantaged compensation solutions available that can help reward and retain valued professionals while aligning with your organization’s financial objectives. Properly structured, these strategies can enhance employee satisfaction, support long-term retention, and strengthen your overall compensation framework. 

The firm offers access to a mortgage referral network through strategic partnerships with experienced mortgage brokers across the province. By working with brokers who utilize a wide range of lenders, clients are provided with competitive rates and a broad selection of mortgage solutions designed to meet diverse financial needs in a competitive market.